Some people believe that ethics is of little concern to business people. Ethics is ethics and business is business. When faced with an ethical dilemma today, many upwardly managers tend to take the position that they must wear two hats and cloak themselves with two separate, conflicting codes of ethics. One is applying to the professional or technical aspects of their work and the other is for their business behavior.
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If you ask gold or silver investors why they save some of their hard earned cash in the form of precious metals, they will probably give you a long list of reasons. The first reason most give is that the metals tend to hold their value and create a hedge against inflation. They bring up examples like one silver dime could buy a soda in 1964 when it was worth 10 cents. Now the silver bullion within that same coin would be worth about $1.20. So, either way, now or n 1964, you could purchase a soda or a candy bar. That's what they mean by using bullion as an inflation hedge.
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It is a challenge to invest $5000 because it is really not enough money to buy wealth producing assets like real estate. However many people overlook land as an investment vehicle. Lets explore now, how you would invest $5000 in land and make some really good returns.


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Financing real estate can be very confusing in terms of what lenders require. Lending practices get tighter or are less restrictive depending on what part of the economy cycle we are in. Recently we heard much talk about the sub prime mortgage crisis that is sweeping the world. As these sub prime mortgages begin to default, banking will significantly tighten lending policies, not just for sub prime applicants, but for all lending generally.
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Acquiring Start-Up Capital

An adequate supply of capital is essential as many profitable businesses fail because they don�t have enough cash to pay their employees and suppliers. But what is an adequate supply of capital? The only way to tell is by doing a significant amount of research on your potential market and formally documenting this in a business plan. I�m sure you know that a business plan is a very important document that is crucial to convincing your banker to lend you money.
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